Cards header

Credit cards

Card summary

Our new credit card has something for everyone with not 1, not 2, but 3 INTEREST FREE offers in the one card!

Card Landing Content

  • 0% on purchases for 3 months
  • 0% on Balance Transfers for 6 months
  • 0% on Money Transfers for 9 months

The new Avantcard Mastercard® is perfect for you if:

  • You’d like to use your credit card to make purchases interest free for the first 3 months.

  • You have a balance on another credit card that you would like to pay off with our interest free offer for balance transfers for 6 months.

  • You would like the ability to transfer extra cash into your current account interest free for 9 months.

You’ll also gain additional security when you shop online with Mastercard SecureCode® which gives you an extra layer of protection.

Manage your account with your smartphone or tablet and stay in control of your finances 24/7 when you log into your online account.

What else you need to know:

  • The new Avantcard credit card is only available to new customers over the age of 18

  • Representative example: Assuming that you draw your entire credit limit in one transaction using your card for a period of one year, and repay in 12 equal instalments, the principal plus the respective interest amounts (if your credit limit has not yet been finalised, we have assumed that it will be €1,500), and the applicable interest rate is 16.8% (22.9% *APR), and Government stamp duty on the card is charged, the total amount you would have to pay would be €1,636.50.

  • You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates.

  • When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.

*APR is Annual Percentage Rate

® Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated

Are there any other fees and charges?

QQ Form Portlet

Tell us a little bit about you so we can check if you are eligible for this card and what your credit limit could be
after tax and deductions i.e. take home pay
if a joint mortgage please enter total monthly repayment

By proceeding you agree to our privacy policy and confirm that you are not an existing Avantcard credit card customer.

*indicates a required field

Apply online today you could have your new credit card within a week!

Apply online today you could have your new credit card within a week!

1Check your eligibility

Check your eligibility

Our easy eligibility checker will quickly let you know if you should apply and what credit limit you can expect to get.

2Speedy online application

Speedy online application

No need for any appointments or calls - simply complete our short online application any time, from anywhere.

3Straightforward and hassle-free

Straightforward and hassle-free

Once you’ve applied, we’ll take care of the rest. You'll find out quickly if your application is approved in principle and you will be able to finalise the last few steps online. Once approved, you could receive your new card within a week.

Asset Publisher

When you’re travelling abroad, let us know and we’ll add a travel notice to your account to reduce any inconveniences you may experience when using your card abroad.  You can do this through your online account.

Our travel services also include International SOS Assistance Limited which offers special emergency services to assist customers travelling outside of Ireland for a period of no more than 90 days.  You can call them any hour of the day or night, 365 days of the year on +44 (0) 208 762 8129.

aaa

aaa

As a Mastercard customer, you can avail of their ‘Priceless Cities’ offers and experiences in Ireland and other major cities around the world. 

These fantastic offers include hotel getaways, fine dining, golf and spa breaks and much more.

 

We’ve got your back when something fraudulent happens for example you purchase goods and they never arrive or your credit card gets into the wrong hands.  At Avantcard we’ll do our best to help you get a refund through the Mastercard or VISA chargeback scheme.

In the event of a stolen/lost card, we’re here to help.  We provide an emergency card and cash service should you require a card replacement or emergency cash.  We can send a brand new credit card or emergency cash to most countries around the world within 48 hours.  

With Avantcard, you can add up to three additional cardholders as users of your credit limit.  They’ll be given their own credit card and PIN, at no extra cost, so there’s no need for separate credit card accounts.  It’s an easy way to give your family access to credit as required.  All transactions and charges are on the same statement so everyone’s spending is there for you to see.
With the Government Stamp duty of €30 per year for every credit card account, an Avantcard credit card could save you and your family up to €90 per year.

 

Avantcard credit cards are accepted globally.  You can use your credit card to make regular withdrawals in cash machines all over the world.  You can also make over-the-counter withdrawals in banks, building societies and bureau de changes.

When your bill is paid on time and in full every month, you won't have to pay any interest on your retail purchases. On top of that, you also have access to THREE great 0% promotional interest rates for purchases, balance transfers and money transfers when you first receive your card.

And for those times when you need a little extra, we can increase your credit card limit at no extra cost - simply go to the Services menu of your online banking account and send us your request.*

*All credit limit increases are subject to assessment of creditworthiness

We know that our customers are online, and want quick access to their account information wherever they are, whenever they want it.  All Avantcard statements are available online, allowing you to review your card activity over the past 3 years.  You can also download or save statements to view at a time that suits you.

Card warning

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears.  This may affect your credit rating, which may limit your ability to access credit in the future.