Credit cards

Our credit cards don't follow the herd. They lead the pack.
Get 0% for 9 months on balance transfers* and €150 cashback † with the One card or interest refunds and €150 cashback † with Reward+ card. You Choose.
One card Reward+ card

Bonkers award

Avantages

The best rewards programme in Ireland. Available to all credit card customers.

One card features

One® card

The credit card with Ireland’s most comprehensive introductory offers, active from day one.

check_circle€150 credited to your account†
check_circle0% money transfers for 12 months
check_circle0% balance transfers for 9 months
check_circle0% purchases for 3 months
check_circle16.8% standard interest rate for purchases, transfers and cash withdrawals
Check my eligibility

RULER

Reward plus credit card features

Reward+® card

Get rewarded with €150 cashback. Plus up to 25% interest refund on purchases every month.

check_circleOnly interest refund on the market of 25%**
check_circle€150 credited to your account†
check_circleUp to 56 days zero interest on purchases
check_circle16.8% standard interest rate for purchases, transfers and cash withdrawals
Check my eligibility

Ruler 1

Card tel number

You can also apply by calling our dedicated cards team between the hours of 8am to 8pm Monday to Friday, and 8am to 2pm on Saturday (excluding Bank Holidays).

Call us today on:
(01) 448 5827

Ruler 2

title

Features and benefits

Standard across all of our credit card products.

Credit card benefits

Avantages® loyalty programme

Over 300 always-on offers. More discounts and less restrictions from 100’s of your favourite top brands. Plus exclusive experiences, customer days, and competitions for you and your family.

Additional card holders

You can add up to three additional card holders to your account at no extra cost. Share your credit limit with your family and they will receive their own card and PIN.

Money transfer

Transfer funds from your credit card to your bank account when you need it. Give yourself the freedom and flexibility to cover all your payment needs.

Credit card benefits

Digital wallet

Connect your card to your phone with Google Pay or Apple Pay. Easy, secure and hassle-free transactions that are easy to track.

56 days of zero interest

You can enjoy up to 56 days interest-free credit when you make purchases on your Avant Money credit card by paying off your bill in full and on time every month.

My Avant Money

Manage your My Avant Money account from the comfort of your home. View your statements and transactions online when it suits you.

Ruler

Credit card rates explained

Understanding your card

Assuming a credit limit of €1,500 drawn down in one transaction and repaid over 12 months in equal monthly instalments:

Variable interest rate

16.8%

Annual Percentage Rate from:

22.9%

Government stamp duty

€30.00

Total cost of credit

€166.50

Total amount repayable

€1666.50

Other fees and charges link

Other fees and charges may apply.

warning

The representative example is for illustrative purposes only.

warning

Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit, a hire-purchase agreement, a consumer-hire agreement or a BNPL agreement in the future.

title

Lending criteria, terms and conditions apply. Rates correct as of 2nd February 2024 and are subject to change. Avant Money credit cards are only available to customers over the age of 18 and resident of Republic of Ireland. You’ll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates. When the promotional offer ends any outstanding amount will be charged interest at your standard variable rate.

title

*You will need to complete a balance transfer or money transfer within the first 90 days of opening your account to avail of the promotional rates. For any offers related to purchases, the promotional period commences from the date your account is opened.

** Info correct 2nd February 2024, source CCPC.ie. The 25% interest refund is payable on the interest charged on purchase transactions on your monthly statement. Refunds are payable a month in arrears to a maximum value of €24 per statement. Interest charged for cash transactions is not eligible to be refunded.

†Offer valid from 2nd February 2024. €150 cashback on Reward+ card subject to minimum monthly spend of €500 in first three months with cashback payable within six months of account opening. €150 cashback on One Card subject to a balance transfer of at least €1,000 within 90 days of account opening, cashback payable within six months of account opening. Certain transactions are excluded, see details at Credit Cards FAQs.