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Balance transfer

You can transfer the balance of other credit cards to Avantcard so you only have one monthly payment at great promotional rates ranging from 0% - 9.9% for 6 months*

 

*0% rate applies to new customers only. 

 

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Balance transfer Features

    Balance Transfer Promotional Rate Offer

  • Great promotional rates from 0% to 9.9% for up to 6 months*. Once the promotional rate has expired, the standard variable rate applicable to your account will apply thereafter.
  • No transfer fees.
  • Flexibility to transfer the balances of other credit into one location.**
  • Transfer amounts from €100 up to 95% of your credit limit.
  • Fast transfer times.

    Key Criteria

  • Transfer before 2.30pm weekdays and the funds will be credited to your account in one business day. Transfers completed after 2.30pm, weekends and bank holidays will take 2 business days.
  • The promotional rate expiry will be 2 days less than six months if you request a transfer after 2.30pm on a Friday.
  • Once the promotional rate has expired, the standard variable rate applicable to your account will apply thereafter.
  • Transfers are available to the main cardholder on the account only.
  • The account should be up to date and not restricted.
  • We may use our contractual discretion not to authorise a transfer in certain circumstances, for example by acting to prevent potential over indebtedness.
  • A credit reference agency search may be required to help us approve your request.
  • You'll need to pay your minimum monthly repayment on time each month and stay within your credit limit to keep your promotional rates.

*0% offers available to new customers only. Valid for the first 3 months from account opening.