Personal Loans. Personalised Pricing.
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Personal Loans. Personalised Pricing.
How good is your credit history? Let us know because we could offer you a lower rate to help you save on your loan.
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1. Select the profile that fits you
- Fully online application process
- Approval in principle in minutes
- Great fixed rates made for you
- Borrow up to €75,000
- No setup or early repayment fees
Interest Rates
Our interest rates vary depending on the value of your loan and risk profile. To find out more about the Loan Value and Applicable Interest Rates, take a look at our rate table.
| Loans from... | Fixed interest rate* | APR* |
|---|---|---|
| €5,000-€9,999 | from 10.4% to 13.1% | from 10.9% to 13.9% |
| €10,000-€19,999 | from 8.6% to 11.3% | from 8.9% to 11.9% |
| €20,000-€75,000 | from 7.3% to 10.4% | from 7.5% to 10.9% |
Rates are correct as of 16 May 2018 and are subject to change. Maximum APR is 13.9%
Lending criteria, terms and conditions will apply. Personal loans are available to residents of the Republic of Ireland over the age of 18 and are subject to repayment capacity and financial status. Proof of income and a credit reference agency search will be required to help us approve your request. Personal loans are unsecured and not available for business purposes, house purchase or investment.
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
We're here so you can have access to the loan you need, for the things that matter to you most.
Whether you’re dreaming of the shiny new car or the perfect home improvement, we’re here to help you turn that dream into reality. Our 3 step guide below shows you what to do next.
1Select your loan amount
Our handy loan calculator and eligibility checker will quickly let you know if you should apply.
2Speedy online application
No need for any appointments or calls - simply complete our short online loan application any time, from anywhere.
3Straightforward and hassle-free
Once you’ve applied, we’ll take care of the rest. You'll find out quickly if your application is approved in principle and you'll be able to finalise the last few steps online. Once approved, the funds could be transferred into your current account as quickly as one business day.