Personal loans
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We're here so you can have access to the loan you need, for the things that matter to you most.
Whether you’re dreaming of the perfect new car or the perfect family holiday, we’re here to help you turn that dream into reality.
1Select your loan amount
Our handy loan calculator and eligibility checker will quickly let you know if you should apply.
2Speedy online application
No need for any appointments or calls - simply complete our short online loan application any time, from anywhere.
3Straightforward and hassle-free
Once you’ve applied, we’ll take care of the rest. You'll find out quickly if your application is approved in principle and you'll be able to finalise the last few steps online. Once approved, the funds could be transferred into your current account as quickly as one business day.
Interest Rates
Our interest rates vary depending on the value of your loan. To find out more about the Loan Value and Applicable Interest Rates, take a look at our rate table here.
| Loans from... | Fixed nominal interest rate | APR | Sample loan amount | Term | Monthly Repayment |
|---|---|---|---|---|---|
| €5,000-€9,999 | 12.5% | 13.2% | €5,000 | 2 years | €236.54 |
| €10,000-€19,999 | 10.9% | 11.5% | €10,000 | 3 years | €326.91 |
| €20,000-€50,000 | 9.9% | 10.4% | €20,000 | 5 years | €423.96 |
Warning: If you do not meet the repayments on your credit agreement, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.